Insurance companies consider many different factors about you and your vehicle when calculating a quote. Currently, you provide the required information through a series of questions about your entitlement to drive, penalty points, and convictions.
However, with MyLicence, this will change. If you choose to provide your driving licence number, the insurers can take your details straight from the DVLA driver database. The data is provided immediately, so there’s no delay in receiving your quote.
Participating insurers, brokers and price comparison websites using MyLicence will ask you to provide your driving licence number, and the driving licence number of all other named drivers when applying for motor insurance. Your number is the unique 16-character sequence, as pictured above.
The number is used to do an automatic check with the DVLA driver database, to retrieve the required information. The provided information is:
- Type of licence held
- Length of time the licence has been held for
- Entitlements to drive
- Penalty points
- Conviction dates
To find out more information, and to see what’s held on your record, you can visit the DVLAs online View Driving Licence Service at www.gov.uk/view-driving-licence
If you choose to self declare your driving entitlements and driving history when obtaining a quote you might not get the best premium possible, compared to providing your DLN.
MyLicence can be used by anyone with a British licence (England, Wales and Scotland), who is insuring a car, van or motorbike. However, if you’re from Northern Ireland, the Isle of Man and the Channel Islands you will be unable to use this service.