This is completely down to your policy, so you should check this with your insurer. Don’t assume that you’re covered just because you have fully comprehensive insurance.
This depends on who exactly you’re adding, how many people are on the policy, and your insurer. Occasionally adding additional drivers will lower the cost, but this is in no way guaranteed.
This policy allows motorists with two or more cars who live at the same address to cover their cars on the same policy. This often works out cheaper than paying for two individual policies.
Yes, you can get cover, but your choice of insurers may be limited depending on how serious your convictions are. You are also likely to pay higher premiums.
Anyone who is injured or has their property damaged by an uninsured driver is protected by The Motor Insurers’ Bureau and will be given compensation.
No. Since 2012 the European Court of Justice’s gender ruling stated that gender will not come into consideration when calculating premiums.
Guaranteed Asset Protection (GAP insurance) can be used to pay the difference between what you paid for your vehicle, and what the insurer will pay out in the case of a write-off. Without GAP insurance, the insurer will only pay the market value of the vehicle.
It’s important to tell your insurer about any modifications you make to your car, as this means you will be changing the manufacturer’s specification and your cover could be invalidated.
Absolutely. It’s always a good idea to take out insurance when hiring a car, although make sure you’re aware of the costs before doing so. Getting covered by an independent insurer rather than the car rental company is usually the cheaper option.
If you have a vehicle that you don’t use and is kept off the road, you don’t have to pay to insure it as long as you have filed a Statutory Off Road Notification (SORN). As all vehicles registered in the UK must be insured, sending a SORN to the DLVA is the only legal way to stop paying for your insurance.
Now that you know all you need to know about car insurance, head over to our finance guides to find out more about purchasing your next car!